If you or someone you love is addicted to drugs or alcohol, getting quality treatment as quickly as possible should be a priority. However, let’s face it, rehab can be expensive, and it doesn’t help that the U.S. has faced some of the fastest growing healthcare costs in the world in recent years. However, despite the costly nature of many high-quality drug rehab programs in the United States, it’s important to understand that a great rehab program has benefits that far exceed any costs. Therefore, in many cases, rehab shouldn’t really be considered a cost, instead, consider it an investment in your long term health and wellness.
While the cost of some rehab programs may seem staggering upfront, it’s important to consider these costs against the longer term costs of addiction, including ER visits, emergency therapeutic and psychiatric costs, and other medical bills, all of which can pile up incredibly fast over several months or years. In many cases, spending on or investing in rehab now can save countless amounts of medical costs (and a vast amount of physical and emotional misery) down the line.
Moreover, many addictions are life-threatening, especially addictions to opioids, alcohol, and methamphetamines. Therefore, considering that a human life is invaluable, one could make the argument that there’s no limit to the true value of an effective rehab program. So, while deciding which rehab center (and which costs) best fit your needs, it’s a good idea to invest in a high quality rehab program now to maximize your chances of obtaining permanent sobriety. Otherwise, if you relapse, you may need to attend more rehab programs at additional cost to yourself and your family.
While there are a variety of low-cost and publicly funded rehab programs for patients across the U.S., many do not have the therapeutic services and amenities that can be found in higher-quality programs. These include individual and small group therapy and counseling sessions, physical exercise programs, and alternative treatments and therapies that may be able to make the rehab process significantly more effective. While these differences may not seem important now, especially if you’re facing a large potential price tag, individualized programs and patient resources can easily make the difference between staying sober and relapsing.
If you don’t have the money upfront or your insurance won’t cover most of the costs of your rehab program, you have a variety of financial options. First, you should look to friends and family to see if they can help cover the cost of part of your program; second, if you are not afraid of publicly admitting your substance problems, you may want to consider starting a fundraising campaign on gofundme.com or a similar website. This can allow friends, acquaintances, and strangers to help contribute to your recovery, and can give you an additional incentive to get and stay sober.
If turning to friends and family and online fundraising do not provide the funds you need, you may be able to take out a medical loan to pay for part or all of your treatment. However, it’s important to choose your lender well, because if you’re not careful, you could end up paying unfairly high interest rates and hidden fees. In some cases, there are also scholarships that individuals suffering from addiction can apply to in order to help pay for their treatment.
If these do not work out, you may have to turn to other options, such as taking on additional credit card debt. This is a choice that should be made extremely carefully, and you should be sure to make sure that you can afford to pay your estimated future payments, including interest and fees, on time before you take on any debt this way. If you own a home, you should consider seeing if you can take out another mortgage or refinance your current mortgage to borrow against the value of your home before taking on too much credit card debt. This way, you can often effectively borrow at a zero-percent interest rate to pay your rehab expenses, but you should make sure to contact a qualified financial advisor before making any big decisions.
Addiction is one of the toughest chronic diseases to fight, and for addicts and their families, medical expenses are the last thing they want to think about. Unfortunately, high medical costs in the U.S. mean that many individuals and their families often need to make several challenging financial decisions before a patient attends rehab.
During this decision-making process, it’s important to emphasize quality of the program as well as cost; if a program is not quality enough to give a patient a real shot at long-term sobriety, it may not be worth the investment. In comparison, an excellent program may be worth far more than it’s cost if it can truly help a patient achieve long-term health, happiness, and peace of mind through long-term sobriety.
At Get Treatment, we’re passionate about helping you find high quality, individualized drug treatment programs. Our admissions specialists can guide you through the admissions process and even verify your insurance benefits in a matter of hours.
We can help you find a drug and alcohol treatment center that provides a full spectrum of services, including medical detox, inpatient and outpatient programs, traditional and holistic therapies and aftercare support.